- Cover for work. Cover for sport.
Your sport is the thrill.
Your income is everything.
If an injury stops you working, your bills don’t stop. Explore Sports Injury Insurance designed to help protect the income your life depends on.
- Self-employed friendly
- Specialist sports considered
- No hard sell
24/7
Options can cover you in
your sport and through daily life.
Years
of industry experience
FCA
authorised & regulated
1-to-1
specialist representative support
£0
no-obligation quote
- Access to leading insurers including
- The risk most riders overlook
A few hours doing what you love.
40+ hours earning what you need.
An injury on Sunday can follow you into Monday. And when you’re self-employed, being unable to work can mean being unable to earn.
Yes Sports Cover helps you explore protection for the income behind your mortgage, household bills, business costs and family commitments.
- Sunday
3
hrs
- Riding
- Monday—Friday
- One injury can affect both.
40+ hrs
- Earning
- Cover built around real life
Protection that works as hard as you do.
Whether you’re on the tools, on the track or somewhere in between, specialist options may be available for circumstances that standard policies don’t always understand.
£
01
Protect your income
Financial support can help keep essential commitments covered if injury or sickness affects your ability to work.
24
02
Beyond the weekend
Cover options can protect you 24/7—not only during the few hours you spend participating in your sport.
02
Self-employed friendly
Options designed with tradespeople, contractors and business owners whose ability to work is their livelihood.
+
02
Specialist circumstances
Higher-risk sports, some pre-existing conditions and higher BMI may still be considered by specialist providers.
- up to
£1,500
- Per month
- A powerful option for the self-employed
Proof of income may not always be needed.
Some plans may offer up to £1,500 per month without traditional proof of income—helpful if your accounts don’t tell the full story.
*Subject to eligibility, provider criteria, policy terms and conditions. This is not a guarantee of cover or payment.
- We understand specialist sport
Ride it. Race it. Run it.
Protect what funds it.
We can explore cover for a wide range of sports—from weekend competition, Sunday league to specialist motorsport
01
Motocross
Weekend rides. Weekday livelihood.
02
Mountain biking
04
Rugby & football
03
Track & speedway
Sports and activities are subject to insurer acceptance, eligibility, policy terms and exclusions.
- Not always all-or-nothing
Injured doesn’t always mean you have to stop working to receive a benefit.
Certain accident or injury benefit plans may pay based on the injury itself. That means you could still receive a benefit even if you’re able to keep working.
- Options with no waiting period may be available
- Some plans pay a fixed cash benefit for covered injuries
- Your representative will explain exactly what each option covers
Availability and payment depend on the selected plan, covered injury, eligibility and policy terms.
?
- Think you’re hard to insure?
Your circumstances don’t have to be straightforward.
Don’t rule yourself out because of your sport, occupation, BMI or medical history. Our specialist team can help you understand what may be available.
- Straight answers from real people
Specialist cover.
Made refreshingly simple.
No hard sell and no need to decode insurance jargon alone. The experienced team
will help you compare suitable options.
01
02
Speak to a specialist
A real representative talks through the details and answers your questions.
03
See your options
Review suitable cover and decide what works for you—without pressure.
- Credibility when it counts
Sporting spirit. Financial-services standards.
Yes Sports Cover is a trading style of Hive Insurance Services Limited, authorised and regulated by the Financial Conduct Authority.
- FCA
- Registered number 308655
Years
of insurance industry experience
Multiple
leading UK insurers
Impartial
information from an experienced team
Your budget
considered from the start
- Questions, answered
The useful stuff, without the small print maze.
Still unsure? A specialist representative can talk you through the detail with no obligation.
What is sports injury income protection?
It’s a way to explore financial protection if an injury or sickness affects your ability to earn. Depending on the plan, cover may relate to being unable to work or may pay a fixed benefit for specified injuries.
Can cover protect me outside my sport?
Yes, some options can provide 24/7 protection rather than only covering incidents that happen while you participate in your sport. Exact cover depends on the plan selected.
Can self-employed people apply?
Yes. The service is particularly relevant to self-employed people whose income depends on their ability to work. Some options may offer up to £1,500 per month without traditional proof of income, subject to criteria.
What if I have a medical condition or higher BMI?
Specialist options may still be available. Eligibility depends on your individual circumstances and the provider’s underwriting criteria, so it is worth asking rather than assuming you cannot be covered.
Can I still work and receive a payment?
Certain accident or injury benefit plans may pay for a covered injury even if you continue working. This varies by product and the terms of the policy.
- Ready when you are
Keep doing what you love.
Protect what makes it possible.
See what cover may be available for your sport, your work and your income.
It only takes a few minutes to get started.
Specialist insurance options for people who live for sport—and rely on their income.
Yes Sports Cover is a trading style of Hive Insurance Services Limited, registered in England No. 3179382. Authorised and regulated by the Financial Conduct Authority, registered number 308655.
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